A Civilian CAN be a Digimon. There are humanoid Digimon around. Some are just normal civilians like humans. The suggestion is that if you make a Civilian Digimon, that they be humanoid. But this is not a requirement.....

There's very little to a Civilian Application. Most should speak for itself. The Zeo Explanation is found under the Tamer Bio Help File. I think it's kinda lengthy, but explains it the best way I know how. Go there and scroll down to the appropriate section for help on a Zeo if you choose to give your Civilian one.
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Name:
I REALLY shouldn't have to explain this part... Once more, I state that I have given a little blurb about names under the link for the Jap<->Eng Dictionary in References...

Sex:
No, seriously. Male or Female.

Age:
I'd suggest at least 5-6 years old minimum. Anything below that, you should probably just write up the parents and mention that they have a small child. 5-6 year old children are capable of being in Kindergarten, talking, and learning. Though Zeos aren't found in children that young... And usually they aren't out much. The idea here is probably "a little older... a little better."

D-Pocket/Digivice Color:
The Digivice only goes to people who work for the Guard System in any case. The D-Pocket simply acts as a PDA.

Description:
Insert a Physical Description here. If you have a picture for your character, great. But if it's simply a headshot, try to describe what the rest of them looks like. We can't tell if they're tall, short, skinny, fat, muscular... or not... It's usually a good idea to write something anyway... sometimes pictures fail... and/or die. Text will give you a backup.

Clothing:
What does your character usually wear? In an Anime World, people usually seem to wear the same clothing all the time. But not everyone. You can simply describe the clothing style preferred if you'd rather. The types of clothes your character is usually found wearing...

Background Story:
I gave my rant twice, but I'll say it again. Be as CREATIVE and DETAILED as you can be. This is a projection of you, in a way. You create an image to place into a Role-Playing situation. Into an imaginary world. Create a story that's not 100% ludicrous and simply ridiculous. While strange things can happen even to civilians, keep the STORY in mind! If you're a Digimon you are NOT in a seperate world from the humans. You are living WITH them. WORKING with them. Playin-... You're always around humans. If you're a human. You should NOT be really freaked out about Digimon... (if you are, explain it and make REAL good. T_T Got it? We'd better find this amusing, yet workable enough to buy it and let it go. Otherwise, it's out. Done.)

Make an effort EVEN ON A CIVILIAN. Don't Laze out because you're not weilding a weapon, fighting with your partner, or part of a Guard Team. You're still important. Civilians are part of Cyan. All over... Just remember that, alright?

Occupation:
Children are usually Students. Older people sometimes have jobs, or are "Unemployed".

--Though not within the Example Profile, it's always a good idea to add extra data to any character you create. I suggest placing it here. But you can put it anywhere you want to on your App/Bio.--

Weapon(s):
ONLY if they carry one. If not, leave blank.

Zeo:
Zeo Description:
I again state this explanation is in the Tamer Bio - Help File...

Theme Song:
These are songs that fit you. Period. Again, look at all the other Bios. They are just songs we like that also happen to fit our characters. You don't have to have a song. If you don't even need a song, that's fine.

If the civilian as a partner Digimon that helps them, then use the same kind of profile for the Digimon, using the label "Partner Digimon Data" instead of "Guardian Digimon Data".
This is one section of an app that can be marked "N/A".... or just deleted.